Home Financing Made Easy

Service. Experience. Dedication.

Learn About Rates

  • Access to Purchase, Refinance and Renovation Programs
  • You May Qualify for a 3% Down Payment*
  • 15 and 30 Year Fixed Rate Options
  • Reduced Mortgage Insurance Costs**
  • Easy Pre-Qualification Process & Dedication to On-Time Closings
  • FHA, VA, USDA and State Programs Available

Contact an Experienced Loan Originator

By clicking Get Prequalified you consent to being contacted by a Homestead Funding Loan Originator

Our Zillow Reviews
" Dawn was extremely fast in getting back to me, she was always helpful with answers to my questions, and was great at keeping me on task...” more "
by kate6075
" Brad has been great helping us during the purchase of a home. We would definetly use him again. He helped explain each step and had the patience also.... more "
by pacraban

Home loans aren't always an easy, one-size-fits-all, process. Whether you are looking for your traditional 30-year fixed rate mortgage or a specialty product to fit your needs Homestead Funding is here to help. For most individuals or families, the process of getting a home loan starts by determining how much you can afford to borrow. Standard, traditional, home loan requirements usually stipulate that you spend no more than 31 percent of your gross monthly income on mortgage payments and no more than 43 percent on total debt payments, including the mortgage. These numbers may be flexible based on your loan product, credit, income, and other factors.

The Home Loan Process

Meet the Team: Introductory email that will request any additional documents required to a decision on your loan application. Our experienced team of home loan professionals will help make sure you have everything that you need to get started.

Submitted Loan Application: Your application will be formally submitted to our underwriting team. They will review everything regarding your loan including; income, assets, and credit requirements.

Initial Approval: The initial approval is a commitment to provide you home loan financing.

Cleared to Close: Our Closing Coordinator will be working with the closing agent to complete your closing. The closing date, final amount due, and other details will be provided to you as soon as they are available.

Loan Closed: Your home loan financing is complete. Although our primary job is complete, if you have any questions, we have a trusted network of professionals who can help you in any way possible.

About Homestead

Homestead Funding has be working with clients to secure home financing for over 25 years. Our team of experienced Loan Originators offers a wide range of products to fit every need. When you choose Homestead Funding you will be choosing a team of professionals dedicated to helping you and your home. It’s not always easy understanding or navigating the home loan process. You can rest easy knowing you have a true partner to solve any problems and guide you from start to finish.

*Certain restrictions apply. Qualification may be subject to income limitations. May require homebuyer education per guidelines.

**For LTV ratios greater than 90%.